LARGE CAP GROWTH ETF

An investor should consider the investment objectives, risks, charges, and expenses of the fund carefully before investing. The prospectus and, if available, the summary prospectus contain this and other information about the fund. You may obtain a prospectus and, if available, a summary prospectus by downloading the prospectus at crossmarkglobalETF.com or calling Crossmark toll-free at 888-845-6910. Please read the prospectus or summary prospectus carefully before investing.

The fund may not achieve its objective if the managers’ expectations regarding particular securities or markets are not met. Equity investments generally involve two principal risks – market risk and selection risk. The value of equity securities will rise and fall in response to general market and/or economic conditions (equity market risk). The value of any individual equity security will rise and fall in response to the market’s perception of the issuer’s revenues, earnings, balance sheet, credit worthiness, business plan, and overall perception of the viability of the issuer’s business (selection risk).

The fund’s values-based screening policies exclude certain securities from the universe of otherwise available investments. As a result, the fund may not achieve the same performance it otherwise may have in the absence of the screening process. If the fund has invested in a company that is later discovered to be in violation of one or more screening criteria and liquidation of an investment in that company is required, selling the securities at issue could result in a loss for the fund. Further, the fund’s values-based screening policies may prevent the fund from participating in an otherwise suitable investment opportunity.

The fund’s investment adviser considers positive value characteristics when making investment decisions. There is a risk that the fund may forgo otherwise attractive investment opportunities or increase or decrease its exposure to certain types of issuers and, therefore, may underperform strategies that do not consider the same or any positive value characteristics. A company’s positive value characteristics are determined based on data and rankings generated by one or more third-party providers unaffiliated with the adviser, and such information may be unavailable or unreliable. Additionally, investors can differ in their views of what constitutes positive value characteristics. As a result, the fund may invest in issuers that do not reflect or support, or that act contrary to, the values of any particular investor.

The fund is subject to management risk because it is an actively managed investment portfolio. The adviser will apply investment techniques and risk analyses in making investment decisions for the fund, but there can be no guarantee that these will produce the desired results.

Proprietary and third-party data and systems are utilized to support decision making by portfolio management for the fund. There can be no assurance that the quantitative models used in managing the fund will perform as anticipated or enable the fund to achieve its objective.

The fund is classified as non-diversified under the Investment Company Act of 1940, as amended. This means that the fund may invest in securities of relatively few issuers.

Investments in large cap companies are subject to the risks of equity securities. Large cap companies may underperform other segments of the market because such companies may be less responsive to competitive challenges and opportunities and may be unable to attain high growth rates during periods of economic expansion.

Investments in growth stocks are subject to the risks of equity securities. Growth company stocks may provide minimal dividends that could otherwise cushion stock prices in a market decline. The value of growth company stocks may rise and fall significantly based, in part, on investor’s perceptions of the companies, rather than on fundamental analysis of the stocks.

An investment in the fund involves risk, including possible loss of principal. Exchange-traded funds (ETFs) trade like stocks, are subject to investment risk, fluctuate in market value, and may trade at prices above or below the ETF’s net asset value (NAV), and are not individually redeemable directly with the ETF. Brokerage commissions and ETF expenses will reduce returns. ETFs are subject to specific risks, depending on the nature of the underlying strategy of the fund. These risks also include value stocks risk, market disruption and geopolitical risk, inflation risk, issuer risk, small and mid cap companies risk, other investment companies or real estate investment trust risk, focus risk, concentration policy risk, market price risk, small fund risk, and authorized participant concentration risk. For a complete description of the fund’s principal investment risks, please refer to the prospectus.

The information contained herein is of a general nature and not intended to be construed as investment, tax, or legal advice.

PINE Distributors LLC is the distributor for the Crossmark ETFs (the “funds”). Crossmark Global Investments Inc. (Crossmark) serves as the investment adviser of the Crossmark ETFs. PINE Distributors LLC is not affiliated with Crossmark Global Investments Inc. and Crossmark Distributors Inc. Learn more about PINE Distributors LLC at FINRA's BrokerCheck.

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